Credit Offer Opt-out

My loan broker just sent me this.
"Hi Everyone
As you may know I am in the mortgage brokerage business.
This week, a client complained to me that she received calls from businesses offering her different credit services the very night I ran her credit report. They knew her personal information and her credit score.
I told her I would find out what happened. What I learned was that the credit repository companies Transunion, Equifax etc) regularly sell that information. I discovered that if a person does not "opt-out" they can sell this sensitive information.
I imagine most of you would not like this to occur to you.

To op-out for the next 5 years you should call 888-567-8688."

I tried, it, it is talking to a computer, and as a tad frustrating, but really didn't take too long,
Goodluck Lee

Corporate Controlled Congress

You know in the past, I have preferred to work with loan brokers. The benefit with them was that they could shop the lenders who were hungry and get the best deal currently available to the borrower.

Well welcome to the new corporate America. These independent brokers are finding their hands tied behind their backs by large corporate lenders.

Today a broker told me he could get a loan for a guy with a 680 credit score, with a job and a 400k mortgage, on a 500k home easier then he could get a loan for a millionaire, with no job, who has the money in the bank, and a 770+ credit score, with only 200k owing on his million dollar home.

You know, I hear a lot about the Republican controlled congress, and the Democratic controlled congress, but all I see is the corporate controlled congress. Stand aside little guy, I have all the money.